The bank has initiated Micro Finance service in the licensed area in order to cater the door to door service to the deprived, socially backward public. The program mobilizes different deposit schemes and provides credit facilities to the targeted people by enhancing their knowledge on financial literacy. For the implementation of the program, the bank staffs explore and select the potential areas and conduct a week-long Pre-Group Training (PGT) to the potential people. The participants of the PGT are educated on the objectives and procedures in the training. Benefits of savings and credits are shared among the participants. Through the PGT, potential participants are gathered and they are shared the meaning and characteristics of the factors of production and their availabilities to them. Besides this they are also educated about the competitive advantages based on the geographical location. They are also taught the importance of cost calculation and its analysis for running small business in the simplest ways. Those who are interested to be engaged in agro-products are provided technical support by the bank staff. This includes sharing about making land ready, blending of different fertilizers, knowledge about the improved seeds, using pesticides and other necessary skills. This program is designed to gain the equitable distribution of wealth as far as possible. The selected members who are eager to change their life economically, socially and culturally after receiving the knowledge and skills in the pre-group training are encouraged to develop their saving habits and utilize credit facilities based on their capacity.