1. General Loan:- Members who run small shops can obtain general loan for maximum of 18 month long installments. In general loan there is no provision of grace time.
2. Agriculture Loan:- Members of Micro Finance groups can obtain such credit facility who can engaged in agriculture and produce vegetable and cash crops. Members can credit facilities from minimum NRS. 5,000 to NRS. 1,00,000 in maximum in the first phase. The amount of credit can be increased from the next phses based on their capacity of the utilization of the fund. Members have to repay the amount in 18 installments in maximum. As per necessity; certain time can be allocated grace period for the repayment of principal amount.