If you are unsure where to go for financing of your business project and you are going to purchase land, construct building for office or going to purchase machinery and equipment then walk into our office and we will assist you to make right decision and help you in funding your business project and ventures.

This product can be availed for:

- Procurement of Land

- Construction of office building or plant building

- Procurement of office building or plant building

- Procurement of Plant and Machinery

- Procurement of other fixed assets

Features:

- Collateral (Fixed Assets) shall be required for all the above-mentioned product

- Maximum of 60% of FMV of the collateral shall be availed as loan

- Collateral land should be accessible by at least 10 feet (at least 7 Ft if in case prime location) wide motorable road

- Collateral should be free from Guthi and mohi; and far from high tension wire

- Collateral shall be valued by authorized valuator of the bank

- Maximum tenure of loan shall be of 20 years

- PG of all shareholders holding 10% or above. Further PG of  at least 70% shareholders to be obtained.

Documents Required

- Passport size photograph (2 Copies) of account operators/ (1 copy) of Guarantor/s

- Photocopy of Citizenship of account operators / Guarantor/s

- Photocopy of Registration No and PAN of Company or Firm

- Copy of Memorandum of Association and Article of Association in case of company

- Partnership deed in case of Partnership Firm

- Board Resolution in case of Company

- Application with appointment for authorization for transactions with bank

- Photocopy of Land/Building Ownership certificate (Lal Purja)

- Four Boundary Certificate ( Char Killa )

- Blue Print Map of the proposed collateral land

- Building construction approval from Municipality / VDC along with drawing plans (applicable where building is involved)

- Land revenue tax (malpot receipt)

- Audited and Projected Financial Statement

- Feasibility Report of the business or Business Plan